Fix and flip
Found the deal Friday. Funded by the next Friday.
Purchase and rehab funding for investors who win on speed. We read the property, the equity and the exit, then move.
Who it's for
For investors who can't wait on a bank
- First flip or 50th flip, the deal carries the file
- Auction, trustee sale and off-market buys on short timelines
- Rehab budgets funded in draws as work is completed
- Properties across California, including ones banks call unlendable
What we look at
The property
Condition today, scope of work, and value after repair.
The equity
Your position in the deal and the protective equity behind it.
The exit
Resale or refinance, with a plan and a timeline that adds up.
Program highlights
$100K–$5M
Loan range
Up to 70%
Max LTV
7 days
Average close
Subject to underwriting and property evaluation. Not all applicants will qualify.
Questions
Straight answers
How fast can you fund?
Get your terms in 24 hours and close in 7 days on average once we have the property file.
Do you fund rehab costs?
Yes. Rehab is funded in draws as work is completed and inspected.
What do you need to start?
Address, purchase price, rehab scope, your estimated after-repair value, and your exit plan.
Do you work with new investors?
Yes. Experience helps, but the property, equity and exit drive the decision. Subject to underwriting and property evaluation.
Do you offer stated income loans?
Yes, on business-purpose and investment property loans. Owner-occupied loans require income documentation, and we accept alternatives like bank statements.
Can I qualify with a past bankruptcy or low credit score?
Often, yes. We focus on the property, your equity, and your exit plan. Every file is reviewed individually and approval is not guaranteed.
Who makes the decision on my loan?
Our in-house underwriting team. No outside committees.
Move now
Deadline coming? Let's move.
Tell us the deal today. Get your terms in 24 hours.
Subject to underwriting and property evaluation. Not all applicants will qualify.