About us
We lend our own money.
360 Lending Corp is a direct hard money lender serving California. We underwrite in-house, fund from our own capital, and answer the phone. That is the whole model.
Our story
Built after too many no's
Our founder started 360 Lending Corp after years in California real estate finance, watching good deals die on a bank's timeline. The company was built to give investors and business owners a lender that reads the file, makes the call in-house and funds with its own capital.Founder, 360 Lending Corp
Today we fund fix and flip, ground-up construction, bridge and business purpose real estate loans across California. Every file is read by a decision maker.
By the numbers
$180M+
Funded
7
Days average close
24 hr
Term sheets
1,200+
Loans closed
What we stand on
Four values, no slogans
Speed
Terms in 24 hours. Funding in days, not quarters.
Straight answers
If the deal doesn't work, you hear it today, not after three weeks.
Creative structure
Odd property, odd income, odd timing. We structure around the asset.
In-house underwriting
Underwriting and processing happen under our roof. One team from first call to funded, with no handoffs.
Service area: California.
Move now
Talk to the decision maker.
One call. Real answers about your deal.
Subject to underwriting and property evaluation. Not all applicants will qualify.