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Bank statement home loans

Self-employed? Your bank statements can tell the story.

If your tax returns don't reflect what you actually earn, bank statements can be used to document income. We review them carefully and explain your options.

California home

Who it's for

Who it's a good fit for

  • Self-employed borrowers and business owners
  • Freelancers and independent contractors
  • Borrowers whose write-offs reduce taxable income

What we look at

Your bank statements

Personal or business statements used to document income.

Your credit history

Reviewed as a whole.

The home

Value, condition and your down payment or equity.

Program highlights

In-house

Underwriting

24 hr

Get your terms

California

Homes we lend on

Subject to credit approval and underwriting. Not all applicants will qualify.

Equal Housing Opportunity.

Questions

Straight answers

How many statements do I need?

A lender will confirm what your file needs after a short conversation.

Is my income still verified?

Yes. Bank statements are used to document and verify your income.

Get my terms

Step 1 of 2. Get your terms in 24 hours. Fields marked with an asterisk are required.

We collect the information above to respond to your loan inquiry and contact you about it. See our Privacy Policy for details, including your California privacy rights.

CA DRE #01911723 | NMLS #899563

Subject to underwriting and property evaluation. Not all applicants will qualify.

Move now

Deadline coming? Let's move.

Tell us the deal today. Get your terms in 24 hours.

Subject to underwriting and property evaluation. Not all applicants will qualify.