Conventional home loans
Buy or refinance, explained plainly.
A conventional loan is the most common way to buy or refinance a home. We walk you through what you need and keep the process clear.
Who it's for
Who it's a good fit for
- First-time and repeat home buyers
- Homeowners looking to refinance
- Borrowers with documented income and established credit
What we look at
Your income
W-2s, tax returns or other standard documents.
Your credit history
Your credit report and payment history.
The home
Appraised value and your down payment or equity.
Program highlights
In-house
Underwriting
24 hr
Get your terms
California
Homes we lend on
Subject to credit approval and underwriting. Not all applicants will qualify.
Equal Housing Opportunity.
Questions
Straight answers
What do I need to apply?
Basic income, asset and property information. A lender will tell you exactly what to gather.
How long does it take?
It depends on the file. We'll give you a clear timeline once we review your details.
Move now
Deadline coming? Let's move.
Tell us the deal today. Get your terms in 24 hours.
Subject to underwriting and property evaluation. Not all applicants will qualify.