Privacy Policy

This Privacy Policy explains how 360 Lending Corp (NMLS #899563, "we") collects, uses and shares personal information through this website, by phone and by text. It is written for California residents under the California Consumer Privacy Act as amended by the California Privacy Rights Act (CCPA/CPRA) and the California Online Privacy Protection Act (CalOPPA).

When you use our loan request form, call us or text us, we collect identifiers (name, phone, email), property and loan details you provide, and device and usage information. We use it to respond to your inquiry, evaluate your request, contact you about it, keep the site secure and meet legal duties. We keep it as described under Retention. We do not sell personal information. Marketing cookies, if you allow them, may count as "sharing." You can opt out anytime through Do Not Sell or Share My Personal Information.

• Identifiers: name, phone number, email address, IP address
• Customer records: property address or city, estimated value, loan amount requested, occupancy, timeline, notes you choose to share
• Commercial information: the type of loan and services you ask about
• Internet activity: pages viewed, device and browser type (only with your consent for analytics or marketing)
• Professional information for brokers: brokerage name and license number
• Sensitive personal information: we do not ask for it on this website. If you later apply for a loan, any sensitive information is used only to process that application

• Directly from you through forms, calls, texts and email
• Automatically from your browser, subject to your cookie choices
• From mortgage brokers who submit a scenario on your behalf

• Respond to your inquiry and provide loan terms
• Evaluate the property and the request
• Contact you by phone, text or email about your request, including by automated means when you consented
• Prevent fraud and spam and keep the site secure
• Improve the site, with your consent for analytics
• Comply with law and regulatory requests

• Service providers that help us run our business, such as our customer relationship platform, hosting, security and communication vendors, under contracts that limit their use
• Settlement, title, appraisal and escrow providers when you move forward with a loan
• Advertising partners only if you allow marketing cookies
• Government or regulators when required by law

We keep inquiry information for [retention period] after our last contact with you, or longer when the law requires. Loan files are kept as required by lending regulations.

• Right to know what personal information we collect, use and share
• Right to delete personal information, subject to legal exceptions
• Right to correct inaccurate personal information
• Right to opt out of the sale or sharing of personal information
• Right to limit the use of sensitive personal information
• Right to non-discrimination: we will not deny service or treat you differently for using your rights

Call us toll free 888-850-1861 or use our privacy request form. We will verify your identity before acting and respond within 45 days. An authorized agent may submit a request with your signed permission.

If you apply for a loan, you will receive a separate privacy notice under the Gramm-Leach-Bliley Act. That notice governs information collected in connection with your application.

Our site does not respond to browser Do Not Track signals because there is no common standard. We do honor Global Privacy Control (GPC): when your browser sends it, we treat it as an opt-out of sale and sharing and keep marketing cookies off.

See our Cookie Policy for the categories we use and how to change your choice.

This site is not directed to children under 16, and we do not knowingly collect their personal information.

We will post any changes here with a new effective date. Questions: toll free 888-850-1861, or Woodland Hills, CA.