Bridge loans
Deadline in 10 days? We move faster than that.
A short-term, equity-based loan to meet a deadline, pay off a lien, or buy before you sell. We look at the property and the plan.
Who it's for
For owners and investors against the clock
- You need to close on a new property before the current one sells
- You have a lien or balloon that needs to be paid off by a set date
- You hold meaningful equity and need it working quickly
- You are a homeowner with a time-sensitive obligation and a clear exit
If you are behind on your mortgage, you may also want to talk to a HUD-approved housing counselor (free): 1-800-569-4287.
What we look at
The property
Type, condition and current market value.
The equity
What stands behind the loan after existing liens.
The exit
Sale, refinance or another defined payoff source and date.
Rebuilding credit after a setback? We work with borrowers in that situation every week. We start with the property, your equity and your exit, and review every file individually. Subject to underwriting and property evaluation.
Program highlights
$100K–$10M
Loan range
Up to 70%
Max LTV
5 days
Average close
Subject to underwriting and property evaluation. Not all applicants will qualify.
Questions
Straight answers
How quickly can a bridge loan close?
Get your terms in 24 hours and close in as few as 5 days once title and property review are complete.
Can I use a bridge loan to buy before I sell?
Yes. That is one of the most common uses, with the sale of the departing property as the exit.
What documents should I send first?
Property address, current lien balances, your deadline date, and how the loan will be paid off.
Do you offer stated income loans?
Yes, on business-purpose and investment property loans. Owner-occupied loans require income documentation, and we accept alternatives like bank statements.
Can I qualify with a past bankruptcy or low credit score?
Often, yes. We focus on the property, your equity, and your exit plan. Every file is reviewed individually and approval is not guaranteed.
Who makes the decision on my loan?
Our in-house underwriting team. No outside committees.
Move now
Deadline coming? Let's move.
Tell us the deal today. Get your terms in 24 hours.
Subject to underwriting and property evaluation. Not all applicants will qualify.