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DSCR rental loans

Let the rent carry the file.

For investment properties, we look at whether the rent supports the loan. Business-purpose only.

California investment property

Who it's for

Who it's a good fit for

  • Investors buying or refinancing rental properties
  • Single family, 2-4 unit and small multifamily rentals
  • Self-employed investors with complex returns

What we look at

The rent

Current or market rent compared to the property's costs.

The equity

Your down payment or equity position.

The exit

Long-term hold, sale or refinance.

Program highlights

$150K–$3M

Loan range

Up to 70%

Max LTV

14 days

Average close

Subject to underwriting and property evaluation. Not all applicants will qualify.

Questions

Straight answers

Is this for owner-occupied homes?

No. DSCR loans are business-purpose loans for investment properties only.

Do you need my tax returns?

The property's rent is the focus. We'll tell you exactly what documents your file needs.

Get my terms

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CA DRE #01911723 | NMLS #899563

Subject to underwriting and property evaluation. Not all applicants will qualify.

Move now

Deadline coming? Let's move.

Tell us the deal today. Get your terms in 24 hours.

Subject to underwriting and property evaluation. Not all applicants will qualify.